OnePay – Mobile Banking

What is OnePay – Mobile Banking?

OnePay – Mobile Banking is a Finance app for Android published by ONE Finance, Inc. It is listed on Google Play in the Finance category and is free to download.

The app has more than 10,318,737 installs and a Google Play rating of 4.8 out of 5 from 230,428 ratings. These figures are a useful signal of how widely it is used, though they do not replace checking the listing yourself.

Is OnePay – Mobile Banking free, and does it have ads or in-app purchases?

The app costs nothing to download. According to its listing, it contains no ads and offers no in-app purchases, so there are no paid extras to unlock within the app.

Free apps in finance often differ in how they earn money, so it is worth reading the Google Play listing and any terms the developer publishes before relying on the app for important tasks.

What's new in OnePay – Mobile Banking version 5.98.2?

Version 5.98.2 is the current release, last updated on 2026-10-23. The update focuses on stability and speed, with a set of bug fixes and performance improvements.

Because the release notes are brief, users should expect a maintenance update rather than new headline features. Keeping the app current through Google Play is the simplest way to receive these fixes.

Android requirements and download size

OnePay – Mobile Banking requires Android 7.1 or later. Older devices running earlier Android versions will not be able to install it.

Before installing, check the storage space shown on the Google Play page for your device, since the exact download size can vary by device and update.

Pros and cons at a glance

On the plus side, the app is free, carries no ads or in-app purchases according to its listing, and has a high average rating from a large number of users.

On the downside, it requires Android 7.1 or later, so very old phones are excluded. Its release notes for this version are short, so there is little detail on what changed beyond fixes and performance work.

Who is OnePay – Mobile Banking best suited for?

The app suits users who want a free finance app on a reasonably modern Android phone and who value a well-rated, widely installed option.

Anyone handling sensitive financial information should review the developer's details, privacy practices, and permissions on the Google Play page before installing.