Chime® – Fee-Free Banking

What is Chime® – Fee-Free Banking?

Chime® – Fee-Free Banking is a finance app published by Chime for Android devices. It is listed in the Finance category on Google Play and is free to download.

The app has been installed more than 43 million times, according to its Google Play listing. Its current average rating is 4.7 out of 5, based on 1,136,251 ratings.

What's new in version 5.349.0?

The latest release is version 5.349.0, last updated on 2026-10-22. The developer describes it as a maintenance update focused on weekly bug fixes and performance improvements, rather than a major new feature set.

Regular maintenance updates like this usually aim to make the app run more smoothly and fix problems found in earlier builds. Keeping the app current is the simplest way to receive those fixes.

Is Chime® – Fee-Free Banking free, and does it have ads or in-app purchases?

The app is free to download and free to use at the listing level. Google Play lists no in-app purchases and no ads for this app.

Free finance apps often earn money in other ways, such as through account products or partner services. Read the app's terms and any linked agreements before relying on it for money management.

Android requirements and download size

Chime® – Fee-Free Banking requires Android 10 or later. If your phone or tablet runs an older version of Android, the app may not install or may not appear in the Play Store for your device.

Check your Android version under system settings before downloading. Free storage space also matters, since finance apps often store account data and cached content on the device.

Pros and cons

On the positive side, the app is free, has no listed ads or in-app purchases, and holds a high average rating from a large user base. Frequent updates are also a good sign of ongoing maintenance.

On the downside, the app requires Android 10 or later, so older devices are excluded. Because it handles financial matters, users should review the permissions and privacy details on its Google Play page and decide whether they are comfortable with them.

Who is Chime® – Fee-Free Banking best for?

The app suits Android users who want a free, widely used finance app and have a device running Android 10 or later. People who prefer a no-ads, no-purchase experience will likely find the listing appealing.

Anyone who needs a detailed feature breakdown should check the official Google Play page and the developer's own materials, since this overview is limited to the listing facts.